May 2026 starter benchmark

Compare Kenya’s MMF returns without jumping across 30 websites.

A simple monthly tracker for published yields, estimated net earnings, minimum investments, and investor education. Built for everyday Kenyan savers.

Market snapshot

May 2026

Funds tracked27
Average EAR9.13%
Top benchmark12.18%
Example net/moKES 818

Starter data uses a benchmark snapshot and must be verified against each fund manager’s latest factsheet before public publishing.

Latest ranking

Money Market Fund table

Ranked by published benchmark EAR. Add fund-manager source links before publishing live.

Rank Provider Fund EAR Net monthly on KES 100K Min Investment Status

Calculator

Estimate your monthly MMF earnings

This calculator converts an annual effective rate into an estimated monthly amount and deducts withholding tax for a simple net estimate.

Use this for education only. Actual returns vary by fund, fees, daily yield changes, tax treatment and the fund manager’s reporting basis.
Gross monthly estimateKES 731
Net monthly estimateKES 621

Methodology

How the tracker should work

1. Source data

Start with CMA-listed funds, then collect latest fund-manager factsheets and benchmark data.

2. Standardise EAR

Convert all yields into a comparable Effective Annual Rate field before ranking.

3. Estimate net earnings

Use monthly compounding math and deduct the WHT input to give a practical net estimate.

Compare options

MMF vs Treasury Bills, Bonds, Fixed Deposits and SACCOs

Not sure whether an MMF is better than a T-Bill, bond, fixed deposit or SACCO option? Use the comparison guide to understand liquidity, risk, return type, tax notes and ideal use cases.

Open comparison guide